What is Disability Insurance?

 today's question: what is disability insurance coverage the simple answer is the disability insurance is a way to cover expenses when you can't work because of illness or injury payments from disability insurance can be used for anything you need like mortgage payments groceries car payments or college tuition whatever your expenses disability insurance payments can help keep your life on track even when your health isn't here's an example: linda has a good job with a trucking company for her 40th birthday her kids have the world's best idea a horseback ride through the mountains outside town unfortunately it's not all happy trails after a victory lap around the grounds for horse steps into a bucket and does some pretty major damage to her ankle since Linda's job involves a lot of walking around this is a problem good thing Linda signed up for her own Humana disability insurance policy last time it was all that work no matter what your
budget Humana disability insurance can help you take care of yourself even if you can't go to work here are just a few of the benefits coverage when your disabled because of an illness night and day 24 hour coverage coverage for short time like a few months or coverage that lasts as long as three years many people want disability insurance if they can keep even if they leave their job for any reason and get your own policy through Humana can make that happen. Finally few minutes disability card gives benefits even if you're able to return to work in resume 20 to 80% of your duties in that case you'll still receive half your disability benefits for up to 6 months after you go back to work in Linda's case this was a real help even though she was back at work in about three weeks she still needed to take it easy and had to go to physical therapy several days a week so she can only work part time until she was back at work full-time Humana stability insurance help cover her family's bills and a few extra things to do something if you become ill or injured Humana disability insurance can help keep your family on its feet until your back on yours so now you know about Humana disability insurance coverage until next time stay smart and stay healthy​