Disability Insurance 2015

you work hard and your hard work pays off it allows you to afford everyday living expenses and not so everyday living expenses but sometimes life happens you get in an accident or become ill and suddenly you can't work when you can't work you can't pay your mortgage or rent you can't afford your bills and then how would you manage financially wouldn't you like to know you can with disability insurance disability insurance replaces a portion of your income if your sick or injured and unable to work this is important because your most valuable asset isn't your home car or other valuables fits what allows you to pay for those things your ability to earn an income all life happens serving said that most people couldn't make it a month without their paycheck before having financial difficulties in other words if you were can rely on your paycheck you need disability insurance unfortunately most people don't think about getting disability insurance because once they believe a disability will never happen to them but there's a
30 chance of suffering a disabilities that will keep you out of work for 90 days or more simpler career to people often believe they can rely on government benefits but most long term disabilities are not work related and so wouldn't qualify for workers compensation + Social Security disability benefits only pay an average of $1,100 a month people often believe they have disability coverage through work however 70% of private employers don't offer long term disability sure you can figure out if you have enough for what you need with life happens online disability insurance needs calculator then sit down with an agent who can help get the right coverage to fit your budget don't you work hard. Protect your hard work life happens that's why there is disability insurance