What is Critical Illness Insurance?

 today's question: what is Humana critical illness insurance the simple answer is when you were diagnosed something serious like a heart attack stroke or cancer critical illness insurance pays you cash which can help you pay for things like your regular household expenses medical bills or whatever you need if you like a lot of people critical illness insurance maybe something you've never thought about for you may also be wondering why you needed especially if you already have regular health insurance doesn't that cover you in case you have a critical illness here's the difference between your health insurance plan and a critical illness insurance plan regular health insurance help cover your medical bills things like visits to your doctor hospital bills and surgeries Humana critical illness insurance pays you when you're diagnosed and you can use the money for whatever you need to make it easier to explain let's meet Scott Scott had a good job but things are getting pretty stressful at work scott also was worried about his personal finances he and his wife were thinking about buying a new car and the oldest child
was heading to college in the fall then one day Scott had a stroke luckily spa survived and suffered very few of the complications that often happen after people have a stroke however his recovery was still going to take a couple months is boss said he get his job back when he was better again but his company couldn't pay his regular salary for the whole time he was going to be off work this is where Scott's Humana critical illness insurance came to the rescue with Nicole days of his stroke Humana mailed me a check for the benefit amount in his policy and Scott was able to use that money for anything he wanted he used to pay is health insurance deductible be used to buy groceries he even use it to help pay for his daughter's college tuition that semester getting cash to help pay for his bills was a very helpful benefits Scott got from its humid critical illness insurance policy but more importantly he was less stressed about his finances so Scott was able to concentrate on getting better and that wasn't even bigger benefit Scott and his family so let's review the benefits of cumin is critical illness insurance benefits are paid to you or the person you designate not the hospital or doctor in the amount of the full value of your policy in a single payment you can use the money for any purpose like your health insurance deductibles and copays​