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Business Insurance Tips and Advice

Tuesday, January 20, 2015

so what is the federation of small businesses what does it do why should people join federation of small businesses with established in 1974 and sister bliss to represent the interests of micro businesses in a self employed at that time didn't really have a voice in the business community in today we've grown to have over 200,000 members with the largest independent business group in europe um um which champion the causes of the small businesses those that finds it difficult to make their views on particular decision makers in westminster but crucially we also provide a comprehensive package of services and benefits at that gives small business is a level playing field when they're out there competing with the big boys wherever you may encounter an issue or problem is a small business we like to think that the fsb has a service to help you solve a problem like whaaat its high at the moment what impact is that
something on small businesses increasing vat at 20 percent has had negative impacts on the majority of small businesses in this country at its have 30 in packed essentially first of all it is meant that vast majority business have to pass on the cost of the increase in vat which is made them less competitive opposite big tit bigger businesses that have been able to absorb those costs for those with his that haven't been able to pass on those costs for whatever reason fc net profit margins increase even further at butlins been the third factor which is meant that decrease in demand as prices have increased and consumers of finding it tough going to current climate i'm missing a lot of business is particularly those dependent on aggression re spending on a decrease in demand a builder and a small job or green grocer which one should be vat registered with the euro plumberow you own shop aria a landscape gardener a very much depends on the kind of people and convo organisations you are doing business with if your customers and clients are vat registered themselves in a financial incentive for you to be vat registered as well as more than that it actually to do with the reputation of your business and other businesses will more likely doing it with you if you are vat registered it comes with a certain credibility attach to it however when you're starting out in those are the days he can be quite daunting to think that you have to deal with all the paperwork associated with vat to the best advice about possibly give his dick to get yourself an accountant​ and borrowing is the big problem Internet for businesses can't get a mortgage like you could 5 years ago when was quite easy to self certificates need to rent premises first and foremost i think that a business need to ask a question do they really need premises and particularly if you're in the process of starting up now and is it possible to work from home um is it possible to trade online in this day and age every business that can possibly move there its trading online through ebay or three website should do that because the overheads are so much lower than this is the first recession we gon freecs wear online trading has been in existence with a business should be looking to put as much that way possible if you do need premises there a range of things you have to consider a buy a property can be a long term investment up in the short term it can be there costly and a mortgage rates fluctuate and if you're trying to have a business plan of medium term that can be very difficult renting conversely can bring much more predictability rent tenby fixed at least for a year or two years and it's important to shop around and make sure that you get a deal with allows you to pay rent monthly instead of bottling it still only 12 percent of landlords will accept that renting paid monthly but with the economic climate is unpredictable it is important that you're not committed to paying large sums of money on a quarterly basis so it must be quite hard to find money upfront to buy expensive stuff that you do when your business at a time when thanks for not wanting to lend and a lot of businesses have run it down their savings to get through the recession it can be very difficult to purchase at machinery equipment and tools and other options and one of them is obviously to lease a and machinery and tools are on a contract basis which gives you more flexibility and visit the short to medium term as a real advantage for businesses when the economic conditions are very unstable valenzuela spending with what's coming in because you need to buy in the expert even the accountant he might think well i can't really afford that i want to invest is marketing at the moment that much money coming in it's very difficult how do i go about balancing in managing that ass like that the nature of doing business unfortunately and it always an issue even in the good times but when times are difficult as they are now that's lame absolutely important that you focus on the priorities and you obviously need to get the right tax advice don't don't do that to the exclusion of marketing your business at a pre order evidence suggests that marketing your business and promoting it is the best way to thrive during a downturn and to come through there the other side much stronger and grow and move forward to become bigger you employ people with a difficult for someone who hasn't got any experience of being an employer give them about this is like a child​

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