health insurance is designed to help you and family cover the cost of your medical care including doctor visits and prescription medicine similar to car insurance responsible for paying a specific amount or premium Beach month whether or not use any medical services in return your insurer will pay for Navy medical costs a family member getting sick or injured keep in mind that your plan would likely require you to pay a portion of the expenses using your own money out of pocket costs include a deductible and coinsurance deductible amount you have to pay out of pocket before your plan will take medical and pharmacy expense coverage for some or all prescriptions for example $1,000 your plan won't pay any other healthcare costs until you paid $1,000 in expenses out of pocket deductible is a copayment or copay at that you must pay a visit to the resume services are prescriptions require a different kind of
out of pocket expense called coinsurance insurance means you must have percentage of total cost of $6 amount for example a medicine might require a 30% coinsurance on the $1000 medicine would have to pay $300 to prestige in Kauai Lee Perry Mason the cost of a service or product can be difficult to predict a plan for all health insurance plans are different but you may have to pay to see your doctor for excess medicines unique
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