inexpensive pedometer to speak about is your life insurance a trumpet case for its a benefit of $50,000 for your beneficiary so this is a great time if you don't remember your beneficiaries maybe to complete a new beneficiary Weber we have on file. Is who the money for the benefit also has been accelerated benefit which means that if you have less than 12 months till you can borrow against as planned but just remember when the time comes we do whatever you borrow against the plan is the amount less than the beneficiary
the plan also has accidental death dismemberment and basically what that means if you die resulting to an accident now I don't need to pay off 50000 under the term portion but it also under the AT&T version of the plan your beneficiary receive $100,000 coverage if your death is due to an accident I don't point out that there are certain functions when you turn age 65 benefits gets reduced to 65% of face value and then there's another reduction I'm at the age of 70 other benefits available to you as employees employees just a plan you have a guaranteed issue amount of $140,000 which basically means you've never been on the plan employee we are not the same as hell if you've been an employee and you wait to spend the last year and you like to enroll for the beneficiary can the only thing that guarantee issue has gone away so even with the $25,000 upfront the benefits is in $25,000 increments you can head and have a benefits up to $500,000 if a brand new employee is a said you can have the guaranteed issue 240 anything over that hundred forty thousand dollars we would you to complete a statement of health medical underwriting as long as you would roll for coverage for yourself your spouse on the plan your benefit for your spouse is in increments of $5,000 up to maximum of $100,000 if your brand new employees the guaranteed issue amount for your spouse is $30,000 but if you have this opportunity last year and you waved off of it it guaranteed issue you don't have a guaranteed issue about this year remember only for brand new employees that are in rolling on this plan if you have any children you like to cover under this plan you can pick up the benefit for them as well it's a thousand dollar benefit from birth to age 14 days 414 days and older is 5000 or ten thousand dollars you decide what the benefit is when your enrolling child onto the plan under this plan this land is portable swing the event that you should leave the company actually kick the coverage with you the only thing you need to do is make certain you pay principle directly and in order to keep up the benefits the race for the first time the Redskins change if you have questions in the amount of your average and the right please refer to your website like to talk about is your long term disability policy the long term disability is a policy that is probably least thought about this is a great benefit for you in the event that you should become disabled due to an illness or injury this benefit actually kicks in the three-month become disabled weather injury in accident or long term disability plan versus 60% of 2 $5,000 each month the next benefited like to talk to about it sin to eat a pea plant the APC and replace its program and basically this is for you remedy that lives in your household spend if it allows you to actually visit a counselor and it can be up to 5 face to face visits per incident this benefit is confidential basically what it means to see information that you share with you it's not a
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